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STANDARD BENEFITS

Please read in conjunction with the text at the foot of this page,
the Initial Disclosure and Terms of Business documents.

Standard Benefits
Sum Insured Excess
Medical and Repatriation Expenses
£10,000,000 £50 per person or
(£100 per family)
UK Hospital Transfer and Additional Expenses
a) Hospital Transfer Costs
£5,000 £50 per person or
(£100 per family)
b) Return Home Costs
£2,500 £50 per person or
(£100 per family)
c) Additional Expenses
£500 £50 per person or
(£100 per family)
Cancellation / Curtailment Expenses
£5,000 £50 per person or
(£100 per family)
Personal Accident
£25,000 £50 per person or
(£100 per family)
Personal Baggage (if shown as included on policy certificate)
(Limited to £400 for valuables, £400 per single article, pair or set)
£2,000 £50 per person or
(£100 per family)
Personal Money (if shown as included on policy certificate)
£500 £50 per person or
(£100 per family)
Loss of Passport
£500 £50 per person or
(£100 per family)
Personal Liability
£2,000,000 £50 per person or
(£100 per family)
Delayed Baggage
£400 £50 per person or
(£100 per family)
Travel Delay
1. Compensation (£50 after 12 hours delay with £25 for each subsequent 12 hours delay up to Limit)
£400 £50 per person or
(£100 per family)
2. Cancellation
(If Insured Person(s) wants to cancel after 24 hours delay on initial outward leg of Journey)
£5,000 £50 per person or(£100 per family)
[£15 per person for loss of deposit or £45 per family]
Missed Departure
£1,000 £50 per person or
(£100 per family)
Hospitalisation / Unprovoked assault / Hijack and Kidnap Benefit
£1,000 £50 per person or
(£100 per family)
Catastrophe
£500 £50 per person or
(£100 per family)
Loss of Pet Documentation
£500 £50 per person or
(£100 per family)
Seat Bumping
£200 £50 per person or
(£100 per family)
Legal Expenses
(Underwritten by DAS Legal Expenses Insurance Company Ltd)
£50,000 £50 per person or
(£100 per family)
Excess Limited to £50 per Insured Person or(£100 in total per family) per claim incident irrespective of the number of sections involved
Optional Cover
OPTIONAL WINTERSPORTS COVER
   
Ski Equipment
£750 £50 per person
(£100 per family)
Ski Equipment Hire Charges
£400 £50 per person
(£100 per family)
Piste Closure
£300 £50 per person
(£100 per family)
Unused Ski Pack
£500 £50 per person
(£100 per family)
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Authorised and regulated by the Financial Services Authority Firm Reference Number 202574

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This document provides a guide to the cover provided. It is however only a summary of the terms of cover and does not contain full details of the Insurance policy terms, conditions and exclusions which are contained in the insurance policy itself. You should refer to your own policy document, your policy certificate and any endorsements that apply to your policy for full detail of your cover.
Your Insurance is provided by: With the exception of Section 16 – Legal Expenses, cover under this policy is provided by Tokio Marine Europe Insurance Limited (TMEI), Registered in England and Wales No. 00989421,
Registered Office: 150 Leadenhall Street, London, EC3V 4TE. www.tokiomarine.co.uk Section 16 – Legal Expenses cover is provided by DAS Legal Expenses Insurance Company Limited (DAS) Registered in England No 103274, Registered Office: DAS House, Quay Side, Temple Back, BS1 6NH. Both companies are authorised and regulated by the Financial Services Authority.
You will not receive advice or recommendation from TMEI or DAS. We may ask you some questions to narrow down the selection of cover options that we will provide details on. You will then need to make your own choice about how to proceed. Should you require personal advice or recommendations, you should contact Under The Sun, 3 The Pantiles, Bexleyheath, Kent, DA7 5HH, Tel: 01322 449533. This statement does not constitute advice or a personal recommendation of this holiday travel insurance.


Under The Sun is authorised and regulated by the Financial Services Authority. Ref: 308056