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Before you travel.
Ensure passports, visa and travel documents are in order. Make sure that you have had the required vaccinations and inoculations. If you are travelling to Europe, you should get the new European Health Insurance Card before you travel. This card, The EHIC replaces the old E111 form. The EHIC is free. To get an EHIC apply online at www.dh.gov.uk/travellers or by telephone on 0845 6062030. You should always leave a copy or scan with a friend or relative.
The EHIC entitles British nationals to free or discounted medical care in 28 European Countries. On January 1st 2006 the EHIC replaced the E111 form.
The new EHIC entitles you to the same state-provided healthcare that is generally offered to the locals of the country you’re visiting. This doesn't mean you will be entitled to the same standard of medical care offered by the NHS in Britain. Private treatment is not covered.
The EHIC is not a substitute for travel insurance. For instance you would not be covered for all medical costs or for flights home in the event that you needed an emergency flight home.
Please follow this link to apply for an EHIC. Apply for An EHIC .
Secure your home.
Cancel all deliveries of newspapers, milk etc. Arrange for a neighbour to keep an eye on your house while you are away. Try to avoid taking expensive jewellery and other valuables away with you. Allow sufficient time to reach the airport or departure point. Make additional allowances for the unexpected.
Remember to ensure that your home contents and house insurance policies are up to date.
Buildings and contents insurance can be obtained by contacting us on 01322 449544.
If you are leaving during the winter months, it is recommended that you leave your heating on very low 24 hours a day to ensure that your water system is not damaged.
Usually your heating system can be set so that it will kick in only in the event of temperatures reaching levels that would cause freeze damage to your plumbing system. Setting the heating system in this way should be relatively inexpensive.
Ask a friend to perhaps call in occasionally so that if an emergency occurs, it can be detected and the damage can be kept to a minimum.
On Holiday
Don't chance risking over exposure to the sun, especially where children and babies are concerned. Children and babies should have sun hats to protect them from the sun.
Ensure that you have plenty of sun-block cream with the appropriate factor. The sun is at its strongest between 11am and 3pm.
Be careful with unfamiliar food and drink. Check that local water is safe to drink. If in doubt, always buy bottled water. Observe warning signs and local laws, particularly in the Middle East and Asia.
Don't leave your luggage or valuables unattended at any time, especially at airports and hotels. Don't carry luggage for any other person, or accept to take luggage or any other items that someone else asks you to carry, you can never be sure of what you are carrying if it is given to you by someone else.
Don't carry more money or valuables around with you than you need to.
Avoid keeping your passports, cheque books and credit cards together unless in a hotel safe.
Swimming and diving.
Think before you swim especially when diving. Check the depth of the swimming pools and sea, and only dive if you are sure the water is deep enough. Check the strength of sea tides and the position of any rocks that could be dangerous. Do not swim too far away from the beach area. Sometimes the tide ca be very deceiving. It far more difficult to swim back to the beach area than it is to swim out to sea.
If something Goes Wrong
Keep your travel insurance documents to hand with the emergency numbers. Always retain all receipts for medical expenses. Report losses / theft to the Police immediately and obtain a copy of the report.
Losses not discovered until return MUST be reported to the Airline within 7 days. If your flight is delayed, you must obtain written confirmation from the carrier giving the reason for the delay and duration. This will enable you to claim for delayed departure benefit.
Hazardous Pursuits
If you are going to engage in any activities which may be hazardous please make sure that your travel insurance policy will cover you. Most activities are covered by the Under The Sun Policy.
In the event that you are going to engage in activities that you are unsure of please read the section in the
policy wording that covers this. If after reading this section you are still unsure please contact us.
Relax and Enjoy your Holiday by Being Prepared.
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